For small business owners & entrepreneurs
Cash is lumpy. Most of your net worth is still inside the company. The exit is a conversation you keep postponing. Vital's business-owner practice, led by Dillon Goodman, helps you take care of treasury, planning, investing, and the transition you will eventually face.
Meet with Dillon · See How We Work
Or call (970) 776-3316 or text the firm at (970) 284-8555.
Business Owner Financial Clarity Assessment
Eight questions. Four pillars. A plain-language read on cash, visibility, growth alignment, and whether the business could transfer if it had to. Then three next moves mapped to the work we actually do.
Sample results view
Cash & Treasury
Visibility
Growth Alignment
Transition Ready
Sample scores for layout only. Your results are calculated from your answers on this device.
Free tools & resources
Built for owners, entrepreneurs, and 1099 workers who want something useful before they book time. No login required to start.
Detailed fact finder
The PreciseFP organizer collects the facts a real plan needs: the business, the household, taxes, insurance, and the goals sitting on top of both.
Fill in what you have. Come back for the rest.
A complete fact finder before the first planning meeting
Start Your Free Financial Planning OrganizerFree financial snapshot
A short eMoney snapshot for owners and 1099 workers who want a first look at cash flow, savings, and whether the current path can fund the life they are building.
About 10 minutes
A simple on-track picture you can bring to Dillon
Am I On Track? Free Financial SnapshotPlanning guides updated for 2026. Enter your name and email to unlock each PDF, then view or download it to bring your questions to a discovery call.
Free PDF guide
Your goals are bigger than “retire someday”—this checklist helps you name them.
Uncover the retirement, lifestyle, tax, healthcare, and estate goals you have not said out loud yet. A proven menu of planning priorities advisors use to turn vague wishes into a real plan.
Enter your name and email to view or download this guide. We will also send a copy to your inbox.
Free PDF guide
Five minutes with the numbers that decide whether you are on track—or guessing.
The essential figures every household and business owner should know in 2026: contribution limits, tax thresholds, savings benchmarks, and the metrics that separate clarity from hope.
Enter your name and email to view or download this guide. We will also send a copy to your inbox.
Free PDF guide
Retirement is a date on the calendar until you answer these questions.
A comprehensive pre-retirement checklist covering income timing, Social Security, healthcare, taxes, debt, insurance, and the lifestyle shifts most people underestimate—before you give your notice.
Enter your name and email to view or download this guide. We will also send a copy to your inbox.
Free PDF guide
Your will is not a plan—it is a document. This guide shows you what to review.
Walk through wills, trusts, beneficiaries, powers of attorney, and healthcare directives with the questions attorneys and advisors use to find gaps before a crisis does.
Enter your name and email to view or download this guide. We will also send a copy to your inbox.
These tools and guides are for educational purposes only and do not constitute personalized financial, tax, or legal advice. Please consult a qualified professional for advice specific to your situation.
The quiet pressure
Most owners we sit with are not careless. They are busy. The business got the best of their attention for a decade. The personal financial life, and the treasury function, grew up in the leftover hours.
A strong month and a tight month can live in the same quarter. Surplus sits idle, or you pull from the operating account because there is no system for reserves, taxes, and distributions.
The company, the building, the book of business. That concentration built your life. It is also the risk no generic portfolio model was designed to see.
You will not run this forever. Buyers, children, or a partner will eventually need a company that can stand without you. That work does not start the year you get tired.
K-1s, estimated taxes, buy-sell language, working capital. If your advisor needs those translated, they are planning for a household that is not yours.
How we help owners
These are not product lines. They are the decisions that actually change an owner's life. Start where the pressure is. The rest connects.
For growing businesses
Operating cash, reserves, and short-term decisions that finally have a system.
Explore Treasury ManagementWealth outside the company
A portfolio designed around concentration risk, liquidity, and the life you want after the business.
Explore Investment ManagementPersonal + business, together
One coordinated plan for compensation, taxes, savings, and the life you are trying to fund.
Explore Financial PlanningBefore you need the money
A realistic path from “someday” to a transition you can live with.
Explore Business Transition & SaleLed with Cindy Bragdon
Documents, ownership, and a succession story that match the business you actually run.
Explore Estate & Succession PlanningNot sure where to start
The discovery call is for sorting the pile, not for a pitch.
The owner journey
Click a stage. If you have already taken the assessment, we highlight the one that best matches your answers.
The business is still the engine. The job is to keep owner pay, taxes, and reserves from becoming accidental while you scale.
Relevant services
Tools for this stage
Why Dillon & the Vital team
Dillon Goodman is a Colorado CPA and Financial Advisor at Vital Investment Management. He trained at Brigham Young University and Idaho State University, worked at Deloitte, and spent years in private accounting before joining the firm. He leads this practice because owners should not have to explain their own P&L to the person advising their life.
Trust, not theater
Vital Investment Management reported over $333 million in assets under management as of August 17, 2026. The number matters less than how the firm is structured: independent, fee-only, and small enough that your story does not get lost.
Fee-only
No commissions. No product shelf. Fiduciary standard.
$333M+
Firm AUM as of August 17, 2026. Not a performance claim.
Loveland
Decisions made in Northern Colorado, not a national call center.
Start before the meeting
A practical, one-sitting checklist to see whether cash, taxes, personal savings, and the business are actually working together. Use it on a Sunday night. Bring it to the discovery call if you want a sharper conversation.
We will email the checklist. You can unsubscribe any time. This is not an offer of advisory services.
A discovery call with Dillon is confidential, fiduciary, and pressure-free. Bring the mess. That is the point.
